For those who have no experience with alternative forms of health care the concept of how to find affordable drug rehab can seem nearly impossible. Drug rehab can sometime be quite expensive, but what most people do not know that most health insurance plans will provide coverage for rehab treatment, and there are many other options for seeking affordable drug rehab facilities. Finding affordable drug rehab is not nearly as difficult as some people may believe it to be.
Affordable Drug Rehab: Private Health Insurance
A lot of people are unaware that many states now require that certain types of insurance companies provide benefits for alcohol and drug rehabilitation treatment. Because of the impact of drug addiction on companies and corporations and their employees many work-sponsored benefits packages will include coverage for rehab even when they are not required to by law.
If you are not covered by your own health insurance policy, you may be covered under the policy of a family member or spouse. Even if this is not the case, there are other options to explore in seeking affordable drug rehab.
Affordable Drug Rehab: Private Funding
You might be in a position to consider paying for the treatment program in cash, either in advance or over the course of the program period on a per-session basis. Some affordable drug rehab facilities will even have reduced rates for clients paying up-front.
Paying as you go offers the security of knowing that there will be no subsequent bills once the drug or alcohol treatment process has been completed. However if money is tight you may also want to consider obtaining private financing. If you wish to make sure to pay for rehab so the recovering addict will not be forced to suspend treatment before it is completed, there are some companies that will assist in financing.
Affordable Drug Rehab: Privately Financed
Being able to receive a loan from your financial institution may help to cover the costs of addiction treatment. Although this may not always be the easiest route to pursue, taking on an additional monthly payment is a small price to pay for the benefits of sobriety. It may be a lot easier to pay your loan off than to pay directly through the treatment provider, but it is well worth the effort either way when measured against the costs of using drugs on a regular basis.
Affordable Drug Rehab: Government Grants
Depending on the area you live in and the age of the individual seeking treatment for drug or alcohol addiction, you may be given an opportunity to apply for federal funding and grants to help pay for rehab for substance abuse. Affordable drug rehab may be more obtainable through smaller communities that offer similar programs, as well as offerings on the state level. And the best part is that a grant is not the same thing as a loan so, you don’t have to pay this assistance back, or have to set up a regularly scheduled billing.
Affordable Drug Rehab: Scholarship Programs
In the most extreme cases some affordable drug rehab facilities will even offer some kind of scholarship program to assist in enrollment to treatment. The fees for some level of care may be eliminated in order to facilitate the process of getting an individual into treatment and safely transitioned into the recovery process. This is typically through state-funded facilities. Affordable drug rehab can be found in all areas, and it is sometimes as easy as looking into the scholarship programs offered online.
There are so many reasons people can find not to go to treatment for drugs or alcohol that are truly just excuses, because for each circumstance there is a solution out there that has the power to change your situation and save your life. Sometimes treatment can be expensive, but there are all types of alternatives to the financial worries that you may be facing. Sometimes saving yourself from addiction just means asking for help. If you or someone you love is struggling with substance abuse or addiction, please call toll-free 1-800-951-6135