A United Healthcare drug rehab would be one where United Healthcare covers drug rehab. If you are wondering whether or not your United Healthcare plan will cover drug rehab your best bet is to call them up.
United Healthcare has been around since 1977 and has become one of the largest health care providers in the United States. United Healthcare offers diverse healthcare products including group policies, self-insured programs and Medicare subsidizing.
How does United Healthcare health insurance work?
United Healthcare is a managed health care system. United Healthcare uses a network of providers including physicians, labs, hospitals, clinics and drug rehabs in order to keep costs down. To get the most benefit out your United Healthcare insurance policy it is important to stay within network. The exact benefit you will receive from any insurance depends on the policy and the same goes for your United Healthcare policy. United Healthcare like most providers has a wide range of products, each with its own rules and payouts. A consumer who purchases self-insured coverage may have different policies than someone who is on a group plan with United Healthcare.
Copayments are one way companies such as United Healthcare help to take care some of the costs of drug rehab. When going for an office visit to a primary care physician, for example, you would pay a copayment based on the specifics of your United Healthcare coverage. For example one policy might require you to only pay 20 dollars per visit while another may be free or another may be 60 dollars. This is the same way paying for drug rehab will work just in bigger amounts.
Does United Healthcare pay for drug rehab?
Yes. United Healthcare drug rehab work like any other service; United Healthcare has a list of clinics and drug rehabs that are within the United Network of healthcare providers. Anyone who is seeking drug rehab must pick from one of their allowed clinicians whether it is planning for residential, outpatient, day/night addiction counseling or even aftercare. United Healthcare coverage is complicated because of the different products. Flexibility is one of the main features of United Healthcare. United Healthcare even has a separate division for behavioral health with drug abuse treatment but not all of the policies offer those services. Benefits will change based on what the drug rehab specifics are and the network options as well as the individual coverage.
If a future client selects a center associated with United Healthcare’s network, odds are there will be at least partial coverage for the drug rehab. Each drug rehab center will have a specialist that deal directly with the insurance company which in this instance would be United Healthcare. It is critical to allow the healthcare provider or drug rehabs handle the insurance company. The reason for this is that the wrong form or approval could mean a denial of coverage. The drug rehab insurance biller will know how to work the system to get the most benefits from your United Healthcare insurance so leave it up to them.
If your united healthcare insurance won’t cover drug rehab don’t worry call to see if you are qualified for a rehab scholarship which makes drug rehab totally free or at least covers part of the cost.
If you or someone you love is in need of drug rehab please call us at toll free: 1-800-951-6135 We also take United Healthcare Insurance.